Our Wealth Management Process

Step 1: Discovery - Identify risk, goals and objectives. By understanding your unique history we identify personal, professional, and financial goals that forms the foundation for your financial plans. 


Step 2: Plan - Putting your plan in writing by a disciplined four step procedure. 

  • Plan designed from the discovery process:
  • Make adjustments to plan design:
  • Finalize your customized plan:
  • Make specific plan recommendations:


Step 3: Strategies development - Design recommended strategies for financial plan, investment, insurance, taxes, retirement. social security, estate plan and business succession


Step 4: Implementation - Our advisory and administrative team will handle the complexity that may involve:

  • Underwriting of life insurance and disability policies
  • Social Security and pension plan claiming strategies
  • Setting up retirement accounts for individuals, business and non-profit organizations
  • Make sure that all accounts are compliant with regulatory agencies meeting fiduciary standards
  • Repositioning and/or reallocation of investment portfolios reflecting your goals and risk profile
  • Coordination of  the signing of legal documents prepared by a qualified attorney
  • Interfacing with tax professionals to make sure your planning is tax efficient


Step 5: Monitor - We monitor your plan and your portfolio. We have a disciplined process in holding both ourselves and you accountable in meeting your goals, making necessary adjustments as needed to make sure that the strategies implemented are continuing to accomplish the goals or your financial, estate, legacy and business plans


Step 6: Communicate - We communicate in an ongoing predetermined periodic basis. This communication process is determined by your planning needs and your advisor. The process is on ongoing review of your financial plans, portfolio performance, life insurance, business plan and estate plan to make sure it is accomplishing your goals and objectives, making any modifications necessary to manage change in the life of your family and business.